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Flood Insurance Policy

Timely Relief From Floodwater Damage

Floodwaters. They usually strike without warning. They're always swift and severe. And the threat often comes from an unlikely event. When the unexpected happens, Heartland has a plan for that.

Plan now for the unexpected. Ask about flood protection from Heartland Insurance Group.

5 Reasons Flood Protection is a Must:

  1. Every home is at risk, with floods and flash floods recorded in all 50 states regardless of terrain or climate.
  2. Almost 25 percent of all flood insurance claims come from areas designated as "minimal flood risk."
  3. Flood damage is not covered under most homeowner insurance policies.
  4. Federal disaster assistance often comes in the form of a loan with interest, and it's only available if the President formally declaires a disaster.
  5. Even after flood insurance is purchased, there may be a 30-day waiting period before coverage begins.

To learn more about these and other critical flood facts, visit http://floodsmart.gov/

It's easy to get good coverage with us.

Heartland makes it easy to obtain Flood Protection in addition to your Homeowners Policy. Our agents are readily accessible for one-stop-shopping.

Get a Flood Quote

Our Flood Protection is on Solid Ground

All Flood Protection is offered in partnership with the National Flood Insurance Program (NFIP), which means our coverage is solidly backed by the federal government. Under NFIP guidelines, almost every home in participating communities is eligible for flood insurance, and policy holders will enjoy these added benefits:

  • Unlike many federal distaster relief packages, there's no loan to repay
  • Coverage can be extended to protect, valued personal belongings
  • Once coverage is in force, immediate relief may be available through advances or partial payments

To learn more about the National Flood Insurance Program, visit http://www.fema.gov/

"It only takes an inch of water to cause costly damage to a home. Isn't that worth a measure of protection?"

 Get a Flood Quote

 

Why Heartland?

 

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Our Loyalty is to YOU! With over 100 carriers to choose from, we ONLY recommend the best valued company that fits your needs and your budget.